A pioneer in alternative finance and sustainable banking, Triodos Bank operates on ethical principles, 'respecting people, the environment and different cultures'. Its main focus is on microfinance in social, environmental and (broadly) cultural fields - e.g. renewable energy, social housing fair trade, social business. The Triodos Fair Share Fund (founded 1994 under Dutch regulations) gives loans and equity investment to new and small-scale enterprises without access to conventional banks.